- Email: [email protected]
Cornwall blazes a path
CTT April.qxd
15/Apr/02
10:09 AM
Page 4
(Black plate)
news and can be a revenue-generating value-added service as well. Only one database – not separate ones for CDMA and GSM – is required for the Message Service Center; this should result in fast access. No customization is required for the SchlumbergerSema SMSC to adapt to the existing legacy networks, even allowing for migration to the next generation of GSM. Contact: José de Vries at SchlumbergerSema, Tel: +33 1 46 00 44 67, email: [email protected]
E-commerce
KEBT launches combined credit card and e-purse Seoul-based KEBTechnology (KEBT) has launched a card-based Internet payment package that enables shoppers on the Web to use a single card to draw on their credit-card account and also to access pre-paid stored value. And another function on the Internet Payment Gateway card enables cardholders to convert loyalty points earned on credit-card purchases into cash that can be reloaded into the purse section of the card. In effect, the Internet Payment Gateway provides a means of making micro-payments across the Web without using a special e-purse card. Brian Park of KEBT says that synergy is created by the two functions of the Internet Payment Gateway. “First, shoppers can settle large payments by using the credit card, and settle small payments by using e-cash. This provides the means of settlement for most Internet transactions. “In addition, shoppers can take advantage of accumulated credit card [loyalty] points on the Internet by converting these points into a small amount of e-cash and loading them onto the card,” he said. Shoppers could even be granted a commission (i.e. extra value) if they exchange loyalty points into e-cash. E-cash can also be loaded on to the card through Internet banking links. And minors, who are not eligible to use a credit card, can use e-cash features on the card to pay for downloading music and other low-cost items from the Web. The Internet Payment Gateway card uses a 128-bit cryptographic algorithm to secure the transactions. A form of wallet technology on an issuer’s server – storing credit card information, recipient information and log-in information – means that shoppers do not need to enter the full range of information every time they make a 4
payment. The card itself is protected by triple DES security. The Internet Payment Gateway card has been shortlisted for an award in the e-business category at this year’s Advanced Card Awards competition (in association with the InfoSecurity Europe conference and exhibition in London). KEBT has previously been successful in this competition, winning awards for a travel implementation in 2000 and for a payments implementation in 2001. Contact: Brian Park at KEBTechnology, Tel: +82 2 2168 7572, email: [email protected]
(See also the shortlist of entries for the Advanced Card Awards 2002 on page 8.)
Citizens’ cards
Cornwall blazes a path The seven local authorities in Cornwall have joined forces to provide their residents with a multi-application citizens’ card, the Cornish Key. Funding has been provided under the UK government’s Pathfinder scheme. The project is being managed for Cornwall County Council by Smartex, a Cambridgebased company specialising in the deployment of citizens’ cards. In the first phase, some 50,000 JCOP30 dual-interface (contactless/contact) cards are being supplied to Cornish citizens by ORGA. Citizens involved in Phase One of the Cornish Key Card scheme will use their cards for a number of functions, including: concessionary bus fares; car-parking payments; library-book borrowing; school registration and access control. Further applications will be added in later phases, taking advantage of the post-issuance facilities offered by the JCOP30’s Java platform. These applications will include: proof of age, tourism privileges, health data (e.g. diabetes), time recording, loyalty points, voting and e-purse (for bus ticketing, photocopying and vending purchases). By the time the scheme is fully rolled out, Cornish Key Cards will have been issued to 200,000 citizens (40% of the county’s population). The aim of the project is to tackle social exclusion and to offer access to local authority services to people living in the county’s remote and scattered rural communities. The project is in line with the UK government’s current e-strategy, which is aimed at providing the entire range of local authority services electronically by 2005. Contact: Graham Carson at ORGA, Tel: +44 118 377 6000, email: [email protected]
Fuel management
CH Jones to instal smart card system at truck stops Some 800 petrol filling stations in the UK, serving fleets of commercial vehicles, are to install smart card terminals for use by drivers holding Keyfuels and Diesel Direct cards. The terminals, in filling stations serviced by fuel-bunkering specialists CH Jones, could previously be accessed only by magnetic-stripe cards. The smart card infrastructure for the fuelmanagement system is to be supplied by the UK’s Applied Card Technologies (ACT). The infrastructure includes providing branded smart cards – and designing, manufacturing and integrating special smart card-reader boards into each of two types of terminals at truck-stops across the UK. The smart cards will initially function as an electronic pass-key to each pump, automatically providing the vehicle registration and other details of the card holder and unlocking it for use by the driver. However, ACT has also been contracted to provide point-of-sale terminals and associated software for indoor payment sites serviced by CH Jones; additional functions are likely to include an e-payment facility for the food stops and shops located at many truck stops. The scheme will also deliver detailed management information for CH Jones clients. Other ACT clients for smart card-based access and control systems include Esso, ICL, Leisure Pass Group, the London Borough of Camden and the British Museum. The company’s headquarters are in Chippenham, Wiltshire and it also has a research and development centre in Belfast. Contact: Tania Beavis at Applied Card Technologies, Tel: +44 1249 751200, email: [email protected] Alan Baker at CH Jones, Tel: +44 1922 615231, email: [email protected]
Back office
American Express outsources processing to IBM IBM is to take over data processing for American Express in a $4 billion, seven-year deal aimed at saving the card and travel group hundreds of millions of dollars.
Card Technology Today April 2002
15/Apr/02
10:09 AM
Page 4
(Black plate)
news and can be a revenue-generating value-added service as well. Only one database – not separate ones for CDMA and GSM – is required for the Message Service Center; this should result in fast access. No customization is required for the SchlumbergerSema SMSC to adapt to the existing legacy networks, even allowing for migration to the next generation of GSM. Contact: José de Vries at SchlumbergerSema, Tel: +33 1 46 00 44 67, email: [email protected]
E-commerce
KEBT launches combined credit card and e-purse Seoul-based KEBTechnology (KEBT) has launched a card-based Internet payment package that enables shoppers on the Web to use a single card to draw on their credit-card account and also to access pre-paid stored value. And another function on the Internet Payment Gateway card enables cardholders to convert loyalty points earned on credit-card purchases into cash that can be reloaded into the purse section of the card. In effect, the Internet Payment Gateway provides a means of making micro-payments across the Web without using a special e-purse card. Brian Park of KEBT says that synergy is created by the two functions of the Internet Payment Gateway. “First, shoppers can settle large payments by using the credit card, and settle small payments by using e-cash. This provides the means of settlement for most Internet transactions. “In addition, shoppers can take advantage of accumulated credit card [loyalty] points on the Internet by converting these points into a small amount of e-cash and loading them onto the card,” he said. Shoppers could even be granted a commission (i.e. extra value) if they exchange loyalty points into e-cash. E-cash can also be loaded on to the card through Internet banking links. And minors, who are not eligible to use a credit card, can use e-cash features on the card to pay for downloading music and other low-cost items from the Web. The Internet Payment Gateway card uses a 128-bit cryptographic algorithm to secure the transactions. A form of wallet technology on an issuer’s server – storing credit card information, recipient information and log-in information – means that shoppers do not need to enter the full range of information every time they make a 4
payment. The card itself is protected by triple DES security. The Internet Payment Gateway card has been shortlisted for an award in the e-business category at this year’s Advanced Card Awards competition (in association with the InfoSecurity Europe conference and exhibition in London). KEBT has previously been successful in this competition, winning awards for a travel implementation in 2000 and for a payments implementation in 2001. Contact: Brian Park at KEBTechnology, Tel: +82 2 2168 7572, email: [email protected]
(See also the shortlist of entries for the Advanced Card Awards 2002 on page 8.)
Citizens’ cards
Cornwall blazes a path The seven local authorities in Cornwall have joined forces to provide their residents with a multi-application citizens’ card, the Cornish Key. Funding has been provided under the UK government’s Pathfinder scheme. The project is being managed for Cornwall County Council by Smartex, a Cambridgebased company specialising in the deployment of citizens’ cards. In the first phase, some 50,000 JCOP30 dual-interface (contactless/contact) cards are being supplied to Cornish citizens by ORGA. Citizens involved in Phase One of the Cornish Key Card scheme will use their cards for a number of functions, including: concessionary bus fares; car-parking payments; library-book borrowing; school registration and access control. Further applications will be added in later phases, taking advantage of the post-issuance facilities offered by the JCOP30’s Java platform. These applications will include: proof of age, tourism privileges, health data (e.g. diabetes), time recording, loyalty points, voting and e-purse (for bus ticketing, photocopying and vending purchases). By the time the scheme is fully rolled out, Cornish Key Cards will have been issued to 200,000 citizens (40% of the county’s population). The aim of the project is to tackle social exclusion and to offer access to local authority services to people living in the county’s remote and scattered rural communities. The project is in line with the UK government’s current e-strategy, which is aimed at providing the entire range of local authority services electronically by 2005. Contact: Graham Carson at ORGA, Tel: +44 118 377 6000, email: [email protected]
Fuel management
CH Jones to instal smart card system at truck stops Some 800 petrol filling stations in the UK, serving fleets of commercial vehicles, are to install smart card terminals for use by drivers holding Keyfuels and Diesel Direct cards. The terminals, in filling stations serviced by fuel-bunkering specialists CH Jones, could previously be accessed only by magnetic-stripe cards. The smart card infrastructure for the fuelmanagement system is to be supplied by the UK’s Applied Card Technologies (ACT). The infrastructure includes providing branded smart cards – and designing, manufacturing and integrating special smart card-reader boards into each of two types of terminals at truck-stops across the UK. The smart cards will initially function as an electronic pass-key to each pump, automatically providing the vehicle registration and other details of the card holder and unlocking it for use by the driver. However, ACT has also been contracted to provide point-of-sale terminals and associated software for indoor payment sites serviced by CH Jones; additional functions are likely to include an e-payment facility for the food stops and shops located at many truck stops. The scheme will also deliver detailed management information for CH Jones clients. Other ACT clients for smart card-based access and control systems include Esso, ICL, Leisure Pass Group, the London Borough of Camden and the British Museum. The company’s headquarters are in Chippenham, Wiltshire and it also has a research and development centre in Belfast. Contact: Tania Beavis at Applied Card Technologies, Tel: +44 1249 751200, email: [email protected] Alan Baker at CH Jones, Tel: +44 1922 615231, email: [email protected]
Back office
American Express outsources processing to IBM IBM is to take over data processing for American Express in a $4 billion, seven-year deal aimed at saving the card and travel group hundreds of millions of dollars.
Card Technology Today April 2002