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Electronic home banking: a multiclient research report
Micropolis and CMI shipped 48% of units sold in 1985. The market for 3.5-in Winchester disc drives has, like that of their floppy cousins, grown slowly, largely due to plummeting prices of low-end 5.25-in rigid drives and the availability of half-eight products. Rodime dominates this small segment, according to the study. However, only these smallest Winchesters will grow in sales
steadily to 1990, rivalling 8-in drives for second place behind 5.25-in models by then. The report analyses industry structure and Winchester disc technology, reviews existing products, projects growth in each category, and profiles 17 manufacturers, including market share estimates. (Frost and Sullivan Inc, 106 Fulton Street, New York, NY 10038-2786, USA. Tel: (212) 233-1080, telex: 235986) []
The software protection products market in the US Frost & Sullivan, USA (1986) $1 700, 203 pp According to this report there is a conflict between microcomputer software vendors who want maximum possible retums on their investment, whereas software buyers want to minimize how much they spend. The result is buyers making unauthorized copies, vendors trying to prevent such copying. This produces a market for software protection. For the overall microcomputer software market itself, the report projects robust annual growth-from $4490 M in 1986 to $11 850 M in 1991. For software protection products, the report forecasts a
market which will grow to almost $108M in 1991, based on the expected dramatic increase in microcomputer software sales. The report provides criteria for judging the quality of the various copy protection schemes. These criteria take into account user as well as vendor requirements: operational requirements - - those affecting actions the user or developer has to perform to use the scheme; system requirements - - those requirements that affect the technology; hardware requirements - - those requirements impacting the hardware; and software
Electronic home banking: a multiclient research report IFC Research, UK (1986)£4850, 140 pp Widespread interest in the idea of an electronic home banking service was obtained in this survey of the attitudes and banking behaviour of more than 740 ordinary cheque account holders and self employed people working from home. The potential market for such services is between 20% and 50% of bank users, depending on price and on service features. The study includes vendor interviews, group discussions and two nationally representative
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surveys. The main findings are that: • Electronic home banking appeals to many people as a way of bypassing branch staff who are thought to offer an increasingly impersonal service. • Borrowers and people with overdrafts are more interested in electronic home banking than others. • When the potential uses of electronic home banking are
requirements - - those requirements affecting the software. Although the conflict at the heart of the software protection question is simple -- the situation evolving from this conflict has become a complex, dynamic combination of not only user and vendor objections, but market forces, technological developments and legal alternatives. In addition to a description of the central problem, there are definitions of key terms and discussion of legal protection measures with profiles of significant cases. The report reviews protection technology, the products and the companies -- including 'de-protection' products and firms--and discusses the results of a survey of software vendors (the firms most concerned about software protection). The report believes that higher period priced, horizontal businesss software, especially packages requiring little documentation, and/or little updating are the best targets, while engineering software is the least likely to be copied. There is an evaluative chapter on marketing different types of copy protection products as well as a market forecast chapter and a chapter on the international market. (Frost & Sullivan Inc, 106 Fulton Street, New York, NY 10038, USA. Tek (212) 233-1080, telex: 235986) []
considered, bill paying and transfer of money between accounts are l e s s important functions than information services. • Concerns about security will probably require the establishment of a two tier service, in which bill paying is a second level option rather than a standard feature. • The idea of a voice-response telephone based electronic home banking service could be an effective altemative to computer keyboard or viewdata-based electronic home banking services. (Information & Communications Research Ltd, Ruxley Towers, Ruxley Ridge, Claygate, Esher, Surrey KTIO OUG, UIC Teh (0372) 67311, telex: 929993) []
computer communications
steadily to 1990, rivalling 8-in drives for second place behind 5.25-in models by then. The report analyses industry structure and Winchester disc technology, reviews existing products, projects growth in each category, and profiles 17 manufacturers, including market share estimates. (Frost and Sullivan Inc, 106 Fulton Street, New York, NY 10038-2786, USA. Tel: (212) 233-1080, telex: 235986) []
The software protection products market in the US Frost & Sullivan, USA (1986) $1 700, 203 pp According to this report there is a conflict between microcomputer software vendors who want maximum possible retums on their investment, whereas software buyers want to minimize how much they spend. The result is buyers making unauthorized copies, vendors trying to prevent such copying. This produces a market for software protection. For the overall microcomputer software market itself, the report projects robust annual growth-from $4490 M in 1986 to $11 850 M in 1991. For software protection products, the report forecasts a
market which will grow to almost $108M in 1991, based on the expected dramatic increase in microcomputer software sales. The report provides criteria for judging the quality of the various copy protection schemes. These criteria take into account user as well as vendor requirements: operational requirements - - those affecting actions the user or developer has to perform to use the scheme; system requirements - - those requirements that affect the technology; hardware requirements - - those requirements impacting the hardware; and software
Electronic home banking: a multiclient research report IFC Research, UK (1986)£4850, 140 pp Widespread interest in the idea of an electronic home banking service was obtained in this survey of the attitudes and banking behaviour of more than 740 ordinary cheque account holders and self employed people working from home. The potential market for such services is between 20% and 50% of bank users, depending on price and on service features. The study includes vendor interviews, group discussions and two nationally representative
264
surveys. The main findings are that: • Electronic home banking appeals to many people as a way of bypassing branch staff who are thought to offer an increasingly impersonal service. • Borrowers and people with overdrafts are more interested in electronic home banking than others. • When the potential uses of electronic home banking are
requirements - - those requirements affecting the software. Although the conflict at the heart of the software protection question is simple -- the situation evolving from this conflict has become a complex, dynamic combination of not only user and vendor objections, but market forces, technological developments and legal alternatives. In addition to a description of the central problem, there are definitions of key terms and discussion of legal protection measures with profiles of significant cases. The report reviews protection technology, the products and the companies -- including 'de-protection' products and firms--and discusses the results of a survey of software vendors (the firms most concerned about software protection). The report believes that higher period priced, horizontal businesss software, especially packages requiring little documentation, and/or little updating are the best targets, while engineering software is the least likely to be copied. There is an evaluative chapter on marketing different types of copy protection products as well as a market forecast chapter and a chapter on the international market. (Frost & Sullivan Inc, 106 Fulton Street, New York, NY 10038, USA. Tek (212) 233-1080, telex: 235986) []
considered, bill paying and transfer of money between accounts are l e s s important functions than information services. • Concerns about security will probably require the establishment of a two tier service, in which bill paying is a second level option rather than a standard feature. • The idea of a voice-response telephone based electronic home banking service could be an effective altemative to computer keyboard or viewdata-based electronic home banking services. (Information & Communications Research Ltd, Ruxley Towers, Ruxley Ridge, Claygate, Esher, Surrey KTIO OUG, UIC Teh (0372) 67311, telex: 929993) []
computer communications