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LogicaCMG pilots mobile payment system in Dutch supermarket
NEWS the majority of Canadians will be able to fully benefit from this new technology. The complete migration to chip technology will take a number of years, given the vast number of Automated Banking Machines, point-of-sale terminals and banking cards across Canada which must be upgraded. Each financial institution has its own timetable in place, so the introduction of chip technology will vary from one participant to another.
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LogicaCMG pilots mobile payment system in Dutch supermarket
L
ogicaCMG has announced details of a pilot project at a branch of the Dutch supermarket, C1000 in Molenaarsgraaf, near Rotterdam. As part of the pilot 100 customers will be able to pay for their shopping by mobile phone. This six month pilot is an open innovation initiative led by LogicaCMG and Schuitema (which owns the C1000 supermarket chain) in close cooperation with Rabobank, KPN, NXP Semiconductors and RFID Platform Nederland. The payment system is one of the first European mobile payments applications that is directly linked to online debit accounts. The solution uses the existing online PIN payment infrastructure with the debit card replaced by a mobile phone. The mobiles are equipped with NFC technology (Near Field Communication), which supports contact-free exchange of information, such as payments, over a short distance. For customers, the key benefit is convenience as they no longer have to carry cash or debit cards to pay for shopping, but can simply take their mobile phone. For the customers taking part in the experiment, groceries can be paid for by simply holding the mobile phone next to the NFC reader at the checkout and entering their individual PIN. In addition to paying for shopping by mobile phone, bottle deposit refunds can also be stored on the phone. Gerben Mak, innovation director from LogicaCMG in the Netherlands commented: “We are on the verge of a revolution in how we will use our mobile phones going forward in Europe. We’ve gained momentum due to a combination of increasingly mobile savvy
October 2007
generations, emerging technological advancements such as NFC and a timeframe of crucial developments in banking infrastructure across Europe such as the single euro payments area. The ability to pay by mobile phone is not in itself revolutionary but what it paves the way for will be.” Mak continued: “Molenaarsgraaf was an obvious choice for this pilot. It is in an area with many Rabobank customers and there was strong support from the local C1000 supermarket branch. While only 20 kilometres from Rotterdam, Molenaarsgraaf is a small town where most people use the C1000 supermarket, meaning that we could quickly get a large part of the community to trial this new technology. The application fits in with the expectations and behaviour of the consumer. The initial reception has been positive and we believe that European consumers could benefit from the convenient retail experience currently being enjoyed in this small town in the Netherlands.”
contactless
OnePulse from Barclaycard launched in London
T
ransport for London (TfL), in partnership with TranSys and Barclaycard, have announced the launch of Barclaycard OnePulse. The three-in-one card combines Oyster (the contactless card used by Londoners predominantly on the underground and buses network) with credit card and cashless payment facilities. The Barclaycard OnePulse card allows passengers to take advantage of all the benefits that Oyster offers, but also allows customers to pick up a coffee and newspaper on the way to work and pay for it using the OneTouch contactless payment system. This ‘wave and pay’ technology can be used for buying everyday items, costing less than £10, by simply touching the card on a special reader at thousands of outlets across the capital. The OnePulse card also offers a credit card function. The Oyster in a OnePulse card works just like a regular Oyster card and can be topped up like a payas-you-go card or can have up to three Travelcards or Bus Pass season tickets loaded onto it. Barclaycard OnePulse is the first time that Oyster technology has been licensed to a third party. This follows successful trials of the card earlier in 2007. Continued on Page 6...
IN BRIEF • A new range of identity assurance solutions for police forces has been launched by ActivIdentity. Smart Police ID is a range of smart card solutions that allow police forces to develop and implement identity assurance strategies to meet business and legislative requirements. The technology is expected to enable police forces to consolidate physical and logical access controls into a single smart card. It uses a chip and PIN style interface, enabling employees to securely access data and facilities, providing an auditable trail of activities in the event of a security incident. In addition to functioning as a photo ID and a proximity badge for buildings access, the smart card is also an IT security device for digital identification, authentication and authorisation at both local and national levels. • Bell ID has opened its first office in the US. Based in the Netherlands, with offices in the U.K., Dubai and Germany, the new office is located near Washington D.C. The company intends to build on its current activities in North and South America, with a focus on growing the corporate ID, mobile, government ID and contactless banking business. In addition, the US office will provide local support for ongoing pilots and the implementation of test systems to prospective partners and customers. • Neurotechnologija has announced the availability of the Smartcard Finger-Match add-on for the company’s VeriFinger and MegaMatcher fingerprint identification engines. Smartcard Finger-Match stores and verifies biometric fingerprint information on a smart card, allowing individuals to maintain and protect their own information. The matching of fingerprint templates takes place in a microprocessor embedded in the card and personal biometric information does not transfer to an external computer. Advantages of the system include an enhanced two-factor authentication level of security, privacy and easy integration. • Muehlbauer has launched its redesigned data capturing kiosk ID TOWER and the new self-service border crossing terminal eGATE for automatic border control. ID TOWER incorporates a fingerprint sensor, document reader and camera – forming a stand-alone set, and is able to double-check captured data against any database. eGATE is an automatic biometric access control system for airport employees, minimizing unauthorized admittance to airport areas. It also guides passengers through airport gates checking data on their traveller cards, ID cards or ePassports.
Card Technology Today
5
nfc
LogicaCMG pilots mobile payment system in Dutch supermarket
L
ogicaCMG has announced details of a pilot project at a branch of the Dutch supermarket, C1000 in Molenaarsgraaf, near Rotterdam. As part of the pilot 100 customers will be able to pay for their shopping by mobile phone. This six month pilot is an open innovation initiative led by LogicaCMG and Schuitema (which owns the C1000 supermarket chain) in close cooperation with Rabobank, KPN, NXP Semiconductors and RFID Platform Nederland. The payment system is one of the first European mobile payments applications that is directly linked to online debit accounts. The solution uses the existing online PIN payment infrastructure with the debit card replaced by a mobile phone. The mobiles are equipped with NFC technology (Near Field Communication), which supports contact-free exchange of information, such as payments, over a short distance. For customers, the key benefit is convenience as they no longer have to carry cash or debit cards to pay for shopping, but can simply take their mobile phone. For the customers taking part in the experiment, groceries can be paid for by simply holding the mobile phone next to the NFC reader at the checkout and entering their individual PIN. In addition to paying for shopping by mobile phone, bottle deposit refunds can also be stored on the phone. Gerben Mak, innovation director from LogicaCMG in the Netherlands commented: “We are on the verge of a revolution in how we will use our mobile phones going forward in Europe. We’ve gained momentum due to a combination of increasingly mobile savvy
October 2007
generations, emerging technological advancements such as NFC and a timeframe of crucial developments in banking infrastructure across Europe such as the single euro payments area. The ability to pay by mobile phone is not in itself revolutionary but what it paves the way for will be.” Mak continued: “Molenaarsgraaf was an obvious choice for this pilot. It is in an area with many Rabobank customers and there was strong support from the local C1000 supermarket branch. While only 20 kilometres from Rotterdam, Molenaarsgraaf is a small town where most people use the C1000 supermarket, meaning that we could quickly get a large part of the community to trial this new technology. The application fits in with the expectations and behaviour of the consumer. The initial reception has been positive and we believe that European consumers could benefit from the convenient retail experience currently being enjoyed in this small town in the Netherlands.”
contactless
OnePulse from Barclaycard launched in London
T
ransport for London (TfL), in partnership with TranSys and Barclaycard, have announced the launch of Barclaycard OnePulse. The three-in-one card combines Oyster (the contactless card used by Londoners predominantly on the underground and buses network) with credit card and cashless payment facilities. The Barclaycard OnePulse card allows passengers to take advantage of all the benefits that Oyster offers, but also allows customers to pick up a coffee and newspaper on the way to work and pay for it using the OneTouch contactless payment system. This ‘wave and pay’ technology can be used for buying everyday items, costing less than £10, by simply touching the card on a special reader at thousands of outlets across the capital. The OnePulse card also offers a credit card function. The Oyster in a OnePulse card works just like a regular Oyster card and can be topped up like a payas-you-go card or can have up to three Travelcards or Bus Pass season tickets loaded onto it. Barclaycard OnePulse is the first time that Oyster technology has been licensed to a third party. This follows successful trials of the card earlier in 2007. Continued on Page 6...
IN BRIEF • A new range of identity assurance solutions for police forces has been launched by ActivIdentity. Smart Police ID is a range of smart card solutions that allow police forces to develop and implement identity assurance strategies to meet business and legislative requirements. The technology is expected to enable police forces to consolidate physical and logical access controls into a single smart card. It uses a chip and PIN style interface, enabling employees to securely access data and facilities, providing an auditable trail of activities in the event of a security incident. In addition to functioning as a photo ID and a proximity badge for buildings access, the smart card is also an IT security device for digital identification, authentication and authorisation at both local and national levels. • Bell ID has opened its first office in the US. Based in the Netherlands, with offices in the U.K., Dubai and Germany, the new office is located near Washington D.C. The company intends to build on its current activities in North and South America, with a focus on growing the corporate ID, mobile, government ID and contactless banking business. In addition, the US office will provide local support for ongoing pilots and the implementation of test systems to prospective partners and customers. • Neurotechnologija has announced the availability of the Smartcard Finger-Match add-on for the company’s VeriFinger and MegaMatcher fingerprint identification engines. Smartcard Finger-Match stores and verifies biometric fingerprint information on a smart card, allowing individuals to maintain and protect their own information. The matching of fingerprint templates takes place in a microprocessor embedded in the card and personal biometric information does not transfer to an external computer. Advantages of the system include an enhanced two-factor authentication level of security, privacy and easy integration. • Muehlbauer has launched its redesigned data capturing kiosk ID TOWER and the new self-service border crossing terminal eGATE for automatic border control. ID TOWER incorporates a fingerprint sensor, document reader and camera – forming a stand-alone set, and is able to double-check captured data against any database. eGATE is an automatic biometric access control system for airport employees, minimizing unauthorized admittance to airport areas. It also guides passengers through airport gates checking data on their traveller cards, ID cards or ePassports.
Card Technology Today
5