- Email: [email protected]
MasterCard strengthens corporate purchasing presence in Europe
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news point-of-sale payments
Visa publishes infrared specifications Visa International has published specifications to enable payments to be beamed securely from a handheld device to a merchant terminal at the point of sale, using infrared technology. The specifications – Visa Financial Messaging Profile for Proximity Payment – will enable programmers and card issuers to develop new payment services for consumers who use portable devices such as mobile phones and handheld computers. Visa says that 150 million devices worldwide are already capable of infrared messaging. The Visa payment function should be popular in locations where people are travelling or in a hurry – typically taxis, parking garages and fast food restaurants. The messaging specifications have been built on the work of the Infrared Financial Messaging Group of the Infrared Data Association. They draw on the Point and Pay Protocol developed by the group - which consists of representatives from device and terminal manufacturers including Palm, VeriFone, Extended Systems and Zilog. Visa has already carried out infrared payment transactions. The association says that the specifications will prevent ‘eavesdropping’ when information is beamed between device and payment terminal. In addition, access controls – including EMV smart cards embedded within portable devices – will prevent unauthorised access to payment information stored within the devices. Visa is now working to to ensure that its Visa smart debit/credit application will function with the ISO 14443 standard for contactless or dual-interface (contact/ contactless) chip cards. The new infrared specifications are available at www.visa.com/specs-downloads. Contact: Colin Baptie at Visa International, Tel: +1 650 432 4671, email: [email protected]
through partnerships with leading banks Crédit Mutuel/CIC and Crédit Agricole. Crédit Mutuel/CIC has won the contracts for the French Ministry of Defence, the French Ministry of the Interior and the Commune of Issy les Moulineaux. Credit Agricole has been awarded the contracts for the Laboratoire National d'Essais, located at Issy les Moulineaux, and for the Commune of Meudon. Each of the five projects will commence with a pilot phase; this will test both the virtual and the face-to-face purchasing requirements of the individual programmes. Javier Perez, General Manager Customer Division at Europay International, hopes that these contracts in France will establish MasterCard/Europay in the European market for government purchasing cards. Visa has been the principal Eureopean supplier until now. Both sets of contracts will offer detailed transaction data and authorisation controls. In addition, the programmes will help to eliminate paper invoices, while still making it possible for them to be retrieved at any time. "The Crédit Agricole solution has been developed in partnership with Answork, the French e-marketplace. This will allow us to combine our in-depth knowledge of French local communities with the strength of a highly efficient French platform," said Jean-Pierre Ledru, Senior Executive VicePresident of Crédit Agricole. Answork has been created by Credit Agricole in partnership with BNP Paribas, Société Générale, France Telecom and Cap Gemini Ernst & Young. In Canada, the MasterCard Purchasing Card is used for 1.25 million government transactions a year. In the US, the Government Integrated Card consolidates three programmes (purchasing, travel and fleet) on to a single card for the Department of the Interior. In Australia, 18 million government cards cover official expenditure of A$ 440 million. Contact: Louise Herbert at Europay International, Tel: +32 2 352 54 67, email: [email protected]
corporate cards Mass transit
MasterCard strengthens corporate purchasing presence in Europe
San Francisco smart-card scheme goes live
Europay International (the European arm of MasterCard) has won its first French public sector purchasing card contracts
A six month pilot of the TransLink electronic fare payment system in San Francisco’s Bay Area is now under way.
Card Technology Today March 2002
in brief • UK terminal supplier Dione has won an order for 22,000 magnetic stripe/smart card EFTPoS devices from Streamline Merchant Services, part of the Royal Bank of Scotland Group. This order brings to 100,000 the number of Xchequer terminals supplied by Dione to Streamline. The latest order will be used for placement with new merchants, as well as for the replacement of existing terminals with new technology. Streamline supports around one third of the UK acquiring market. Dione is also supplying Streamline with the Terminal Management System (TMS) developed by NCR. This provides Streamline with logistics, infrastructure, training and help desk support, controls allocation and installation, and carries out fault identification and diagnostics. • The new Coop Bank of Sweden has awarded SchlumbergerSema a $7 million contract to to manage and operate its central information technology (IT) platform. SchlumbergerSema will operate the payment card systems, provide server operation and hardware and create an interface between the bank, the Post Office and benefit cheque cashing services. The Coop Bank is owned by Kooperativa Förbundet (the Swedish Cooperative Wholesale Society) with 45%, Skandia ( insurance) with 35% and Telia (the Swedish Telecom) with 20%. Some 3.5 million Swedes hold the MedMera card issued by the Cooperative Wholesale Society; the bank will also offer its services via Internetbank, Telephonbank and its associated retail shops. Operations are due to start during spring 2002. • Oberthur Card Systems is joining forces with Stralfors Information Logistics to provide smart card solutions for the Scandinavian market. The two companies have have enjoyed a non-exclusive co-operation agreement since 1999, which is now being extended to cover all smart card products on the market. They will be selling to financial institutions and mobile network operators in Sweden and Norway and offering local personalisation services. They expect to see sales resulting from this agreement of between 20 to 25 million euros over the next four years. • State Bank of Mauritius has chosen a NonStop Himalaya S server from Compaq to support its new BASE24 e-payment processing software (supplied by ACI Worldwide). State Bank of Mauritius is among the first wave of banks worldwide gearing up to process transactions for EMV smart cards. The bank will also use Compaq and ACI technology to integrate its ATM and POS processing operations.
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3/18/02
11:25 AM
Page 7
news point-of-sale payments
Visa publishes infrared specifications Visa International has published specifications to enable payments to be beamed securely from a handheld device to a merchant terminal at the point of sale, using infrared technology. The specifications – Visa Financial Messaging Profile for Proximity Payment – will enable programmers and card issuers to develop new payment services for consumers who use portable devices such as mobile phones and handheld computers. Visa says that 150 million devices worldwide are already capable of infrared messaging. The Visa payment function should be popular in locations where people are travelling or in a hurry – typically taxis, parking garages and fast food restaurants. The messaging specifications have been built on the work of the Infrared Financial Messaging Group of the Infrared Data Association. They draw on the Point and Pay Protocol developed by the group - which consists of representatives from device and terminal manufacturers including Palm, VeriFone, Extended Systems and Zilog. Visa has already carried out infrared payment transactions. The association says that the specifications will prevent ‘eavesdropping’ when information is beamed between device and payment terminal. In addition, access controls – including EMV smart cards embedded within portable devices – will prevent unauthorised access to payment information stored within the devices. Visa is now working to to ensure that its Visa smart debit/credit application will function with the ISO 14443 standard for contactless or dual-interface (contact/ contactless) chip cards. The new infrared specifications are available at www.visa.com/specs-downloads. Contact: Colin Baptie at Visa International, Tel: +1 650 432 4671, email: [email protected]
through partnerships with leading banks Crédit Mutuel/CIC and Crédit Agricole. Crédit Mutuel/CIC has won the contracts for the French Ministry of Defence, the French Ministry of the Interior and the Commune of Issy les Moulineaux. Credit Agricole has been awarded the contracts for the Laboratoire National d'Essais, located at Issy les Moulineaux, and for the Commune of Meudon. Each of the five projects will commence with a pilot phase; this will test both the virtual and the face-to-face purchasing requirements of the individual programmes. Javier Perez, General Manager Customer Division at Europay International, hopes that these contracts in France will establish MasterCard/Europay in the European market for government purchasing cards. Visa has been the principal Eureopean supplier until now. Both sets of contracts will offer detailed transaction data and authorisation controls. In addition, the programmes will help to eliminate paper invoices, while still making it possible for them to be retrieved at any time. "The Crédit Agricole solution has been developed in partnership with Answork, the French e-marketplace. This will allow us to combine our in-depth knowledge of French local communities with the strength of a highly efficient French platform," said Jean-Pierre Ledru, Senior Executive VicePresident of Crédit Agricole. Answork has been created by Credit Agricole in partnership with BNP Paribas, Société Générale, France Telecom and Cap Gemini Ernst & Young. In Canada, the MasterCard Purchasing Card is used for 1.25 million government transactions a year. In the US, the Government Integrated Card consolidates three programmes (purchasing, travel and fleet) on to a single card for the Department of the Interior. In Australia, 18 million government cards cover official expenditure of A$ 440 million. Contact: Louise Herbert at Europay International, Tel: +32 2 352 54 67, email: [email protected]
corporate cards Mass transit
MasterCard strengthens corporate purchasing presence in Europe
San Francisco smart-card scheme goes live
Europay International (the European arm of MasterCard) has won its first French public sector purchasing card contracts
A six month pilot of the TransLink electronic fare payment system in San Francisco’s Bay Area is now under way.
Card Technology Today March 2002
in brief • UK terminal supplier Dione has won an order for 22,000 magnetic stripe/smart card EFTPoS devices from Streamline Merchant Services, part of the Royal Bank of Scotland Group. This order brings to 100,000 the number of Xchequer terminals supplied by Dione to Streamline. The latest order will be used for placement with new merchants, as well as for the replacement of existing terminals with new technology. Streamline supports around one third of the UK acquiring market. Dione is also supplying Streamline with the Terminal Management System (TMS) developed by NCR. This provides Streamline with logistics, infrastructure, training and help desk support, controls allocation and installation, and carries out fault identification and diagnostics. • The new Coop Bank of Sweden has awarded SchlumbergerSema a $7 million contract to to manage and operate its central information technology (IT) platform. SchlumbergerSema will operate the payment card systems, provide server operation and hardware and create an interface between the bank, the Post Office and benefit cheque cashing services. The Coop Bank is owned by Kooperativa Förbundet (the Swedish Cooperative Wholesale Society) with 45%, Skandia ( insurance) with 35% and Telia (the Swedish Telecom) with 20%. Some 3.5 million Swedes hold the MedMera card issued by the Cooperative Wholesale Society; the bank will also offer its services via Internetbank, Telephonbank and its associated retail shops. Operations are due to start during spring 2002. • Oberthur Card Systems is joining forces with Stralfors Information Logistics to provide smart card solutions for the Scandinavian market. The two companies have have enjoyed a non-exclusive co-operation agreement since 1999, which is now being extended to cover all smart card products on the market. They will be selling to financial institutions and mobile network operators in Sweden and Norway and offering local personalisation services. They expect to see sales resulting from this agreement of between 20 to 25 million euros over the next four years. • State Bank of Mauritius has chosen a NonStop Himalaya S server from Compaq to support its new BASE24 e-payment processing software (supplied by ACI Worldwide). State Bank of Mauritius is among the first wave of banks worldwide gearing up to process transactions for EMV smart cards. The bank will also use Compaq and ACI technology to integrate its ATM and POS processing operations.
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